How Marietta Homeowners Can Buy Before They Sell
Is it possible to buy your next home in Marietta before selling your current one?
Yes — and with the right strategy, you can upgrade or downsize without getting caught in limbo.
Why Marietta Sellers Are Asking This Question
Marietta's housing market remains competitive — especially in neighborhoods near Marietta Square, East Cobb, and Whitlock Heights. If you're planning to stay local, you may not want to list your home until you've secured your next one.
Here’s how to do both — without unnecessary stress.
Option 1: Use Your Equity with a HELOC
Many Marietta homeowners have gained significant equity over the past few years. A home equity line of credit (HELOC) lets you tap into that equity to fund your next down payment — before you sell.
This works well if:
-
You’ve owned your home for 5+ years
-
You’re shopping locally and competitively
-
You can qualify for the next mortgage based on your financials
Option 2: Submit a Contingent Offer (With Confidence)
You can make an offer that’s contingent on the sale of your current home. This strategy is best if:
-
Homes in your neighborhood are selling quickly
-
Your home is market-ready or pre-listed
-
You’re looking at homes that have sat a few weeks without offers
In Marietta, this tactic often works in slower winter months or with higher-end listings where buyers have more flexibility.
Option 3: Use a Bridge Loan to Strengthen Your Offer
Bridge loans are designed to help you buy before selling, especially when you want to make a non-contingent offer. These are helpful in areas like:
-
Historic Marietta, where inventory is tight
-
Walton or Lassiter school zones, where competition is fierce (but let’s stay compliant — no school quality claims)
Yes, they come with higher rates — but for the right buyer, they unlock opportunity.
Option 4: Negotiate a Rent-Back or Flexible Closing
If you're selling in hot spots like Marietta Square or Whitlock Heights, chances are you’ll get strong offers. You might even negotiate to stay in your home after closing — giving you breathing room to find and close on your next home.
The Bottom Line for Marietta Sellers
You don’t have to feel stuck or rushed. Whether you're upsizing, downsizing, or relocating within Marietta, there are smart, strategic ways to buy before you sell.
The key is planning ahead — and getting a clear view of your options before jumping in.
Let's Build a Game Plan
If you're a homeowner in Marietta thinking about your next move, let’s talk. I offer a free 7-minute LAUNCH call to help you create a custom strategy that works for your timeline and lifestyle.
👉 Book your call here
